Baltic Financial & Regulatory Summit FinReg 2019

FinReg is an annual Baltic summit
exploring the latest trends and challenges
faced by the financial sector and serves as the
central networking and knowledge sharing platform
for financial sector professionals operating
in the Baltic market.


Cobalt Äripäev Dienaz bizness Finantsuudised
Eesti Pangaliit Finance Estonia Finanšu Nozares Asociācija
Invoke Regulatory Reporting


Stay tuned! The final list of speakers is to be announced.

The conference will be held in English.

24 May

Moderator of FinReg 2019

Yrjö Ojasaar Yrjö Ojasaar Yrjö Ojasaar, Investment Partner of Change Ventures

08.30 — 08.55 Coffee & registration

08.55 — 09.00 Introduction by COBALT

09.00 — 09.05 Video greeting by Valdis Dombrovskis

Valdis Dombrovskis Valdis Dombrovskis Valdis Dombrovskis, European Commission Vice-President for the Euro and Social Dialogue.

09.05 — 09.25 Applying AI in the financial sector

Presentation shall focus on the presenter’s research team's experience in applying AI in the financial sector.

Marlon Dumas Marlon Dumas Marlon Dumas, Professor of Information Systems of University of Tartu

09.25 — 09.55 Data scoring trends – moderated discussion

Aurelija Balčiūnė Aurelija Balčiūnė Moderator of the panel:
Aurelija Balčiūnė, Senior Associate of COBALT Lithuania

Erki Kert Erki Kert Ieva Grabe Ieva Grabe Erki Kert, CEO of Big Data Scoring
Ieva Grabe, Head of Operations of Nordigen

09.55 — 10.15 Impact of the GDPR on financial services

Presentation shall focus on implementation of GDPR in the financial sector, most common GPDR breaches and mitigators as well as the UK regulators’ practice.

William Long William Long William Long, Sidley Austin LLP, Partner

10.15 — 10.30 Short break

10.30 — 11.30 Panel: Data – mother of all mess and success

Panel shall focus on practical aspects of the implementation of the GDPR and data-driven innovative financial products (open banking).

Monika Koolmeister Monika Koolmeister Jonna Pechter Jonna Pechter Moderators of the panel:
Monika Koolmeister, Senior Associate of COBALT Estonia
Jonna Pechter, Estonian Country Manager of Bigbank

Marko Vaik Marko Vaik William Long William Long Panelists:
Marko Vaik, DataMe, Founder & CEO
William Long, Sidley Austin LLP, Partner
Juris Krasovskis, Legal Counsel at Luminor

Juris Krasovskis Juris Krasovskis

11.30 — 11.50 Banking is dead, long live Banking!

Ģirts Rungainis Ģirts Rungainis Ģirts Rungainis, Partner of Prudentia, ZGI Capital

11.50 — 12.20 Innovative trends in the financial sector

Presentation shall focus on how challenger banks are changing the way how we use our finance in an era of ubiquitous technology.

Karol Sadaj Karol Sadaj Karol Sadaj, Country Manager Poland of Revolut

12.25 — 13.10 Lunch

13.10 — 13.30 Innovation – what is the supervisor`s mandate?

Presentation shall focus on unwrapping the mandate given to the financial supervisor. It remains to be heard if facilitating innovation is or should be part of such mandate.

Kilvar Kessler Kilvar Kessler Kilvar Kessler, Chairman of the Management Board of the Estonian Financial Supervision Authority

13.30 — 13.50 Financial innovation and regulation - views from the global path

Presentation shall focus on global examples of regulatory approaches to innovation and calls for the international business of financial services to open to innovative service providers.

Lauri Haav Lauri Haav Lauri Haav, Head of International Expansion of Monese

13.50 — 14.20 Striving to become the best regulatory environment

Vytautas Valvonis Vytautas Valvonis Vytautas Valvonis, Director of the Supervision Service of the Bank of Lithuania

14.20 — 14.40 Innovative products – difficulties in the EU passporting regime

Presentation shall focus on Funderbeam’s cross-border expansion experience. We will hear about regulatory approach in various jurisdictions and learn about hidden difficulties affecting the EU passporting regime.

Urmas Peiker Urmas Peiker Urmas Peiker, Founder and Chairman of Funderbeam

14.40 — 14.55 Coffee break

14.55 — 15.55 Innovation – the least of our problems?

Panel shall focus on the creating a regulatory environment supportive of innovation (with practical examples) and cover the philosophy & mandate behind financial supervision.

Marina Kotkas Marina Kotkas Lauris Liepa Lauris Liepa Moderators of the panel:
Marina Kotkas, Partner and Co-Head of Banking and Finance Practice Group of COBALT Estonia
Lauris Liepa, Managing Partner of COBALT Latvia


Kilvar Kessler Kilvar Kessler Vytautas Valvonis Vytautas Valvonis Kilvar Kessler, Chairman of the Management Board of the Estonian Financial Supervision Authority
Vytautas Valvonis, Director of the Supervision Service of the Bank of Lithuania
Priit Põldoja, Chairman of the Supervisory Board and Founder of Inbank
Norris Koppel, Founder and CEO of Monese
Daniels Pavļuts, Member of the Saeima of the Republic of Latvia and Chairman of the Development/For! parliamentary group

Priit Põldoja Priit Põldoja Norris Koppel Norris Koppel

Daniels Pavļuts Daniels Pavļuts

15.55 — 16.20 Who broke the machine?

Presentation by the banking strategist will cover the question as to why there will be no economic growth in Europe and offers a long-term view on the availability of cheap money and innovation.

Peeter Koppel Peeter Koppel Peeter Koppel, Private Banking Strategist of SEB Bank

16.20 — 16.25 Closing remarks

16.25 — 17.30 Networking



Until 30 April
199 €

After 30 April
249 €
VAT (20%) will be added to all invoices.
Invoices are sent by e-mail.



Invoice will be sent to this e-mail address


Thank you!

Your registration was completed successfully.
See you soon in Tallinn!